Could you save on personal or business insurance?
Family Insurance LLC is a veteran-owned independent agency serving 49 states, excluding New York. Our Las Vegas and Lakeville teams help individuals and business owners compare available policies by price, limits and deductible. You can work with us online or by phone in English or Spanish.
| Quote inquiries | All U.S. states except New York |
|---|---|
| Ownership | Veteran-owned, independent |
| Nevada office | 7318 West Post Rd Ste 210, Las Vegas, NV 89113 |
| Minnesota office | 19950 Dodd Blvd #102, Lakeville, MN 55044 |
| Phone | (702) 764-9951 (NV) · (952) 693-0973 (MN) |
Business insurance for restaurants and contractors
Restaurant insurance
If a walk-in cooler fails before dinner service, lost food, repairs and missed sales can be three different expenses. Review those exposures alongside guest injuries, delivery and liquor service. Have your lease and a list of kitchen equipment ready.
Request a restaurant quote · Explore restaurant coverage
Contractor insurance
Before bidding a job, check what the general contractor wants on the certificate. Bring the insurance clause, a list of tools that travel between sites, and details about crews, vehicles and subcontractors. Ask about liability after the work is finished.
Request a contractor quote · Explore contractor coverage
Personal insurance for your home, car and family
Choose what you want to protect. Bring your current policy if you have one so we can compare the same limits and deductibles.
- Auto insurance — Compare liability limits, collision deductibles and how all the drivers in your household use the car.
- Homeowners insurance — Review your rebuilding estimate, roof terms and the deductible that applies after a storm.
- Renters insurance — Estimate what it would cost to replace your belongings and check the liability limit your lease requests.
- Life insurance — Decide who depends on your income, how much support they would need and for how long.
Auto insurance · Homeowners insurance · Renters insurance · Life insurance · Explore personal insurance · Request a personal quote
Coverage guides for your industry
A lease, a new contract or a change in operations can raise a different insurance question. Start with the work your business actually does.
- Food and beverage businesses — Review kitchen equipment, refrigeration, catering, deliveries and alcohol service with your agent.
- Healthcare practices — Discuss professional liability, patient data, equipment and the care your team provides.
- Technology businesses — Bring a client contract and ask how professional liability and cyber coverage respond to different losses.
- Hospitality businesses — Review guest injuries, damage to the premises and how long a covered closure could interrupt bookings.
Food and beverage businesses · Healthcare practices · Technology businesses · Hospitality businesses · Browse all industry guides · Request a business quote
What to compare when your insurance renews
- Start with your current declarations page. Match the policy term, covered property or activities, limits and deductibles across quotes.
- Flag what changed this year, such as a new driver, a roof replacement, a delivery vehicle or employees working in another state.
- Ask what accounts for a price difference. A higher deductible or an exclusion can change what you would pay after a loss.
Frequently asked questions
Which states does Family Insurance serve?
We welcome personal and business insurance requests from every U.S. state except New York, including Alaska and Hawaii. Tell us where your vehicle is kept, your property is located or your business operates. The options available depend on the state and policy.
Can I get a quote if I don’t already have insurance?
Yes. Start with what you want to insure, where you need coverage and when it should begin. If you already have insurance, your declarations page helps an agent compare the current policy with new options.
Can an agent check the insurance clause in my lease or job contract?
Yes. Send the exact insurance clause, the parties’ legal names and any deadline. An agent can compare the requested limits and endorsements with your policy. A certificate provides evidence of coverage. Changes to coverage depend on the policy and its endorsements.
What happens after I request a quote?
For business and most personal requests, the team follows up about the information needed to prepare options. For an auto quote, you can share an existing policy through Canopy. If you are buying your first policy, call the team or reply to its follow-up. Coverage starts only when an insurer confirms it.